Empower Your Workforce with Tailored Employee Benefits
Employee Benefits
(Cover)
Attract, retain, and protect your greatest asset—your people. With Perennity Wealth, you can offer competitive, compliant, and cost-effective employee benefits that support your team’s wellbeing and future.
What Are Employee Benefits?
Employee benefits are financial or non-financial compensation provided to employees beyond their regular salary. These include:
✔ Group Life & Funeral Cover
✔ Medical Aid, Medical Insurance & Gap Cover
✔ Retirement & Pension Funds
✔ Income Protection & Disability Cover
✔ Education, Wellness & Lifestyle Benefits
These benefits aren’t just perks—they’re powerful tools to demonstrate care, strengthen culture, and improve staff retention.
Get the Right Cover For Yourself
Not sure which cover option is right for you? We're here to help. Fill in the form below, and one of our expert advisors will get in touch to guide you through your options—no obligation, just expert advice tailored to your needs.
Who Should Get Employee Benefits (Cover)?
Small to Medium-Sized Enterprises (SMEs)
Businesses looking to compete with larger companies by offering attractive, cost-effective benefit packages to retain and attract skilled staff.
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Startups & Growing Teams
Young companies building culture and loyalty from the ground up can benefit from affordable group schemes that support both the employer and employee journey.
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Established Corporates
Organisations seeking to enhance or restructure existing benefit offerings to remain compliant, reduce costs, or improve staff engagement and retention.
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Professionals & Partnerships
Medical, legal, and financial practices that want to secure their teams with tailored cover—like income protection, medical aid, and retirement benefits—designed for high-performance teams.
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How It Works – Employee Benefits (Cover)
Getting your custom employee benefits quote is simple:
1. Request a Quote
Fill in your company’s basic details through our secure online form.
2. Needs Analysis
We assess your team size, industry, and workforce demographics.
3. Customised Proposal
You’ll receive a clear, affordable benefits proposal tailored to your company’s goals.
4. Implementation & Support
Our advisors will onboard your team, handle all administration, and support claims and renewals.
Why You Need an Employee Benefits (Cover)
✔ Financial Security for Your Loved Ones – Ensures your family won’t have to struggle with home loan repayments.
✔ Protects Your Home Against Unforeseen Events – Covers outstanding bond payments in the event of death, disability, or critical illness.
✔ Peace of Mind – Sleep easy knowing your home is secure, no matter what happens.
✔ Flexible & Affordable – Choose a cover amount that suits your loan and budget.
Why Choose Perennity Financial Services For Your Employee Benefits (Cover)?
✔ Trusted Independent Advisors – We work with leading insurers to find you the best protection.
✔ Tailored to Your Needs – We help you choose a policy that aligns with your loan and financial goals.
✔ Expert Guidance – Our team will guide you through the process, ensuring you get the right cover.
✔ Hassle-Free Claims – We assist your family in managing claims smoothly when they need it most.
Unlock Better Value As A Subscriber
At Perennity Wealth Management, we’re reimagining financial advice by building a dynamic community where everyone can benefit from expert insights and support. Whether you’re following us for free or joining as a paying subscriber, there’s a place for you.
For those looking to unlock exclusive benefits and take their financial journey to the next level, our tiered membership options are designed to deliver unmatched value.
Why Become a Paying Subscriber?
1. Exclusive Tools & Resources
As a paying subscriber, you gain access to a treasure trove of premium financial tools, including templates, calculators, and spreadsheets that simplify everything from budgeting to investment planning.
These resources are designed to save you time and empower you to take control of your financial future.
2. Insider Tips & Expert Insights
Unlock actionable advice and insider tips not available to the general public. From investment strategies to wealth-building techniques, you’ll receive curated content that helps you stay ahead of the curve and make informed decisions.
3. Interactive Webinars with Industry Experts
Engage directly with financial professionals during our monthly webinars. Ask questions, gain insights into market trends, and get tailored advice that’s relevant to your goals.
These interactive sessions are exclusive to our paid members and provide an opportunity to deepen your financial knowledge.
4. Personalised Annual Portfolio Review (Ultimate Tier Only)
Our ultimate tier subscribers enjoy the benefit of an annual one-on-one consultation with a Financial Advisor. Whether face-to-face or virtual, this session is your chance to review your financial portfolio, realign your goals, and get personalised advice to ensure you’re on the right track.
Trusted by Thousands, Securing Your Future Instantly Through Employee Benefits (Cover)
At Perennity Financial Services, we’ve helped countless South Africans get the life cover they need—quickly, easily, and without the hassle of traditional medical underwriting. Our expertise ensures that you receive instant, digitally underwritten cover with no delays, no unnecessary paperwork, and no stress. Here’s what we’ve achieved for our clients so far:
FAQ
What Are Employee Benefits?
Employee benefits are financial or non-financial compensation provided to employees beyond their regular salary. These include:
✔ Group Life & Funeral Cover
✔ Medical Aid, Medical Insurance & Gap Cover
✔ Retirement & Pension Funds
✔ Income Protection & Disability Cover
✔ Education, Wellness & Lifestyle Benefits
These benefits aren’t just perks—they’re powerful tools to demonstrate care, strengthen culture, and improve staff retention.
What’s the minimum number of employees I need to offer benefits?
Most group schemes start with as few as 5 employees.
What’s the difference between Medical Aid and Medical Insurance?
Medical aid follows strict regulations and covers Prescribed Minimum Benefits. Medical insurance offers more flexibility but has defined payouts.
Are there tax benefits for employers?
Yes. Certain contributions to retirement and risk benefits may be tax-deductible.
Get a Free Quote
Start building a benefits package that reflects the value of your people.
Get the Right Cover For Yourself
Not sure which cover option is right for you? We're here to help. Fill in the form below, and one of our expert advisors will get in touch to guide you through your options—no obligation, just expert advice tailored to your needs.
Subscribe
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Imagine having a top-tier Financial Advisor who’s also your personal wealth coach—available to you whenever it suits your busy schedule. That’s exactly what becoming a Perennity subscriber offers.
With our flexible, on-demand virtual consultations, you no longer need to worry about traditional office hours. Whether it’s early morning, late at night, or during your lunch break, your financial goals can stay on track at a time that works for you.
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- Unmatched Value: For a fraction of the cost of traditional financial advice, you receive an entire suite of resources and personalised attention to support your wealth-building efforts.
With Perennity, you have the power to access top-tier advice, tools, and strategies without sacrificing your time or convenience. Whether you’re looking to grow your wealth, protect your assets, or achieve your long-term goals, our subscription tiers are designed to meet your needs—when and where you need it most.
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Great work indeed."
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Such has been my interaction with Perennity Wealth Management in a nutshell."
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Nyiko has been my financial advisor since 2014, and when we got disconnected during the confusion brought about by my emigration to the UK, I can remember going to great lengths to get back into contact with him in particular once I was back on my feet again, as I knew that nobody else was as suited to helping me achieve my financial goals as he was.
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3 Gwen Lane
Sandown, Sandton
2031
Contact us
(011) 749-3334
info@perennity.co.za
service@perennity.co.za
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