Request a Funeral Cover Quote Online
Funeral Cover QuotesWe know that you want to give your loved one the most dignified funeral, commensurate with how much they mean to you. We are often least prepared emotionally and financially when death comes. A Funeral Cover Policy will help you prearrange the funding for their funeral so that you can focus on mourning your loved one.
We will help get you Funeral Cover quotes from insurance companies you already know and trust. Just fill out your details below to get started now.
Get quotes For Your Funeral Cover
Our Partners
We Only Partner with the Best
Funeral Cover Policy
Why Do You Need Funeral Cover?
Far too many South African households have very little money saved up and are heavily indebted. Sadly, many are in debt for noble reasons such as weddings, caring for family members, and funerals. A Funeral Cover policy helps you to get ahead of your financial planning by letting an insurance policy pay for your loved one’s funeral so that you can focus on saving, investing, and staying out of debt,
Funeral Cover Policy
How Does It Work?
Will I Need To Do Medicals?
Generally speaking, medicals are not required for Funeral Cover Policies. Some insurers may call for an HIV test, but this is not always the case. What is a lot more common is a waiting period. These waiting periods will vary from company to company. The best strategy is to get one as soon as you can to ensure that you complete this waiting period as quickly as possible so that you can be protected.
Is The Payout Taxable?
The benefits of the Funeral Cover Policy are paid out tax-free. Zero taxation will allow you or your family to focus on giving you the most appropriate farewell service. With a Funeral Cover Policy, you do not need to worry about any other than what is essential. You will still need to make sure that your cover amount will be sufficient for the kind of burial you have in mind. Be sure to check your cover amounts against inflation.
What Are the Age Limits?
Each insurer may impose an age limit depending on who is getting covered. The policyholder, spouse, parents, children, and extended family have maximum entry ages. When we send you quotes, we will highlight the differences between the various Funeral Cover Policy quotes. Once again, the sooner you get your policy, the better. Ensure that all your loved ones are covered to secure a dignified sendoff.
Can Stepchildren Be Added?
You can add any of your children to this policy. Biological, legally adopted, and stepchildren are all recognised as your children on a Funeral Cover Policy. Be sure to add them to your policy before their maximum entry age to ensure that they will be covered. If your children are older, you may be able to add them as extended family. Also, note the maximum cover amount available for children on a Funeral Cover policy. We can help you with this.
Who Will Receive The Payout?
At the inception of your Funeral Cover Policy, you may nominate your beneficiary. Should you wish to change this beneficiary, you will be able to do so at any time. Your chosen benefit amount will be paid out to your nominated beneficiary within 24 hours after the insurer has received your death certificate. This benefit amount will be paid out tax-free, leaving your entire benefit amount to be used as your family wishes.
How Long Will It Take To Payout?
Insurers generally aim to pay out your Funeral Policy Benefit within 48 hours. You just need to make sure that you provide them with a death certificate in good time. In the case of your death, the benefit will be paid to your nominated beneficiary. You will be the beneficiary of this policy payout for all other deaths covered by your policy. Make sure that your policy is continuously updated to see to your wishes for this time.