Protect Your Entire Fleet—Smartly, Simply, and Efficiently
Fleet Insurance
(Cover)
Whether you manage a small delivery team or a large-scale logistics operation, Fleet Insurance is essential for keeping your vehicles—and your business—on the road. With Perennity Wealth, you get tailored cover that evolves with your business needs and safeguards your operational continuity.
What Is Fleet Insurance?
Fleet Insurance is a specialised type of motor cover that protects multiple business-owned vehicles under one comprehensive or customised policy. Whether your fleet includes cars, bakkies, vans, or trucks, this solution simplifies insurance management while ensuring full protection for your entire vehicle portfolio.
Also referred to as commercial vehicle insurance or business vehicle insurance, Fleet Insurance typically includes cover for accidental damage, third-party liability, theft, and even downtime or business interruption depending on your plan.
Get the Right Cover For Your Business
Not sure which cover option is right for you? We're here to help. Fill in the form below, and one of our expert advisors will get in touch to guide you through your options—no obligation, just expert advice tailored to your needs.
Who Should Get Fleet Insurance (Cover)?
Courier and logistics companies
Keep your deliveries running smoothly with cover that minimises downtime and protects against accidents, theft, and damage.
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Construction and engineering businesses
Protect bakkies, trucks, and equipment-hauling vehicles essential to daily operations on-site and on the road.
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Taxi and shuttle operators
Cover your fleet of passenger vehicles with public liability and third-party protection tailored for the transport sector.
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Agricultural businesses
From tractors to transport vehicles, safeguard your farm’s productivity with vehicle cover suited to agricultural operations.
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How It Works –
Fleet Insurance
(Cover)
Our Home Loan Protection Insurance provides financial security and peace of mind, ensuring your mortgage is settled, even if you were to pass away. Here’s how our simple and efficient bond cover application process works:
1. Assess Your Fleet Needs
We review your fleet size, vehicle types, routes, and business model to determine the right level of cover.
2. Customise Your Policy
Choose between comprehensive, third-party, fire and theft, or bespoke hybrid options—plus add-ons like roadside assistance or downtime cover.
3. Get One Policy, One Premium
Consolidate your fleet under a single policy, making billing and renewals simpler.
4. Update As You Grow
Easily add or remove vehicles without restarting your entire policy.
Why You Need Fleet Insurance (Cover)
✔ Financial Security for Your Loved Ones – Ensures your family won’t have to struggle with home loan repayments.
✔ Protects Your Home Against Unforeseen Events – Covers outstanding bond payments in the event of death, disability, or critical illness.
✔ Peace of Mind – Sleep easy knowing your home is secure, no matter what happens.
✔ Flexible & Affordable – Choose a cover amount that suits your loan and budget.
Why Choose Perennity Financial Services For Your Fleet Insurance (Cover)?
✔ Trusted Independent Advisors – We work with leading insurers to find you the best protection.
✔ Tailored to Your Needs – We help you choose a policy that aligns with your loan and financial goals.
✔ Expert Guidance – Our team will guide you through the process, ensuring you get the right cover.
✔ Hassle-Free Claims – We assist your family in managing claims smoothly when they need it most.
Unlock Better Value As A Subscriber
At Perennity Wealth Management, we’re reimagining financial advice by building a dynamic community where everyone can benefit from expert insights and support. Whether you’re following us for free or joining as a paying subscriber, there’s a place for you.
For those looking to unlock exclusive benefits and take their financial journey to the next level, our tiered membership options are designed to deliver unmatched value.
Why Become a Paying Subscriber?
1. Exclusive Tools & Resources
As a paying subscriber, you gain access to a treasure trove of premium financial tools, including templates, calculators, and spreadsheets that simplify everything from budgeting to investment planning.
These resources are designed to save you time and empower you to take control of your financial future.
2. Insider Tips & Expert Insights
Unlock actionable advice and insider tips not available to the general public. From investment strategies to wealth-building techniques, you’ll receive curated content that helps you stay ahead of the curve and make informed decisions.
3. Interactive Webinars with Industry Experts
Engage directly with financial professionals during our monthly webinars. Ask questions, gain insights into market trends, and get tailored advice that’s relevant to your goals.
These interactive sessions are exclusive to our paid members and provide an opportunity to deepen your financial knowledge.
4. Personalised Annual Portfolio Review (Ultimate Tier Only)
Our ultimate tier subscribers enjoy the benefit of an annual one-on-one consultation with a Financial Advisor. Whether face-to-face or virtual, this session is your chance to review your financial portfolio, realign your goals, and get personalised advice to ensure you’re on the right track.
Trusted by Thousands, Securing Your Future Instantly Through Home Loan Protection Insurance (Bond Cover)
At Perennity Financial Services, we’ve helped countless South Africans get the life cover they need—quickly, easily, and without the hassle of traditional medical underwriting. Our expertise ensures that you receive instant, digitally underwritten cover with no delays, no unnecessary paperwork, and no stress. Here’s what we’ve achieved for our clients so far:
FAQ
What is Fleet Insurance?
Fleet Insurance is a specialised type of motor cover that protects multiple business-owned vehicles under one comprehensive or customised policy. Whether your fleet includes cars, bakkies, vans, or trucks, this solution simplifies insurance management while ensuring full protection for your entire vehicle portfolio.
How many vehicles do I need to qualify for Fleet Insurance?
Generally, a minimum of two vehicles is required, but custom policies can be created for any fleet size.
Are drivers included in the policy?
Yes. Drivers can be named individually or included under open-driver policies depending on your risk needs.
Can I add vehicles during the policy period?
Absolutely. One of the key benefits of fleet insurance is the flexibility to adapt to your changing fleet throughout the year.
Ready to Insure Your Fleet?
Don’t let one uninsured vehicle cost your business time or reputation. Partner with Perennity Wealth for fleet insurance that grows with you. Fill in the form or call us to get a quote today.
Get the Right Cover For Your Business
Not sure which cover option is right for you? We're here to help. Fill in the form below, and one of our expert advisors will get in touch to guide you through your options—no obligation, just expert advice tailored to your needs.
Subscribe
Your Financial Advisor & Wealth Coach, On Your Schedule
Imagine having a top-tier Financial Advisor who’s also your personal wealth coach—available to you whenever it suits your busy schedule. That’s exactly what becoming a Perennity subscriber offers.
With our flexible, on-demand virtual consultations, you no longer need to worry about traditional office hours. Whether it’s early morning, late at night, or during your lunch break, your financial goals can stay on track at a time that works for you.
But that’s not all. As a subscriber, you unlock a range of advantages that elevate your financial journey:
- Expert Guidance: Gain access to premium resources, templates, and tools designed by financial professionals to simplify your wealth-building process.
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- Exclusive Flexibility: Receive the support you need without the hassle of scheduling appointments during business hours.
- Tailored Wealth Coaching: Ultimate tier members enjoy a one-on-one annual review of their portfolio, ensuring their goals remain aligned with the changing financial landscape.
- Unmatched Value: For a fraction of the cost of traditional financial advice, you receive an entire suite of resources and personalised attention to support your wealth-building efforts.
With Perennity, you have the power to access top-tier advice, tools, and strategies without sacrificing your time or convenience. Whether you’re looking to grow your wealth, protect your assets, or achieve your long-term goals, our subscription tiers are designed to meet your needs—when and where you need it most.
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Real People,
Real Financial Freedom
"Perennity Wealth Management is knowledgeable and passionate about creating wealth and financial freedom for clients. They have a genuine interest in client’s financial needs.
Unlike other financial advisors who mainly focus on selling financial products, they conduct risk assessments for the entire portfolio, including real estate.
They also go beyond their areas of responsibility by assisting clients or referring them to people with expertise in a particular field.
I’m thrilled to have Perennity as a financial advisor firm.
"I've had financial advisors for 14 years and they just sold me policies and asked for referrals. On the other hand, Perennity Wealth Management has managed to sort out my portfolio in one month in a manner that I understand.
Great work indeed."
"For the first time I have a wholesome conversation with a financial advisor without them trying to push products on me, but instead demonstrate a thorough understanding of good personal finance principles and sharing with me his insight.
Such has been my interaction with Perennity Wealth Management in a nutshell."
"Nyiko is a highly driven and extremely knowledgeable wealth manager. I have worked very closely with him for 3 years and have seen firsthand, that his passion for wealth management and markets is only exceeded by his deep and authentic desire to help people achieve their goals.
A great wealth manager. Great company"
"Nyiko has an acute understanding of investments and is able to provide sound advice that is tailored to your needs. More importantly, he takes time to understand who you are so his services truly feel personalised.
It is always a pleasure working with Nyiko and Perennity Wealth Management."
“Nyiko is very well versed in the topics of personal finance and entrepreneurship. What I appreciate most about our relationship is that I know I can speak to him about elements of my finances that are outside of the scope of what financial services providers typically can speak to.
Nyiko has been my financial advisor since 2014, and when we got disconnected during the confusion brought about by my emigration to the UK, I can remember going to great lengths to get back into contact with him in particular once I was back on my feet again, as I knew that nobody else was as suited to helping me achieve my financial goals as he was.
In a nutshell, this is Nyiko, my financial advisor and coach.
Through this relationship, I have observed a radical transformation in my investment decisions and I am confident that I am on track to retiring well, at an age where I will be able to embrace and enjoy my retirement years fully.
Kudo to him and Perennity Wealth Management”
Insights & Strategies For Financial Freedom
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3 Gwen Lane
Sandown, Sandton
2031
Contact us
(011) 749-3334
info@perennity.co.za
service@perennity.co.za
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Weekends: Closed
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