Secure Your Property & Your Family’s Home with Buildings Insurance

Home Insurance – Protect Your Home with Building Cover

Your home is more than just bricks and mortar—it’s where life happens. Home Insurance provides the financial security you need, ensuring that unexpected events don’t turn into financial disasters. Whether you call it Homeowners Insurance, Building Insurance, or Building Cover, we offer policies designed to safeguard your most valuable asset.

What Is Home Insurance?

Home Insurance protects your property against damage from unforeseen events like fire, theft, storms, and vandalism. It ensures that if disaster strikes, you won’t have to bear the full cost of repairs or rebuilding.

Also known as Homeowners Insurance, this type of cover typically includes:
✔   Building Insurance – Covers the physical structure of your home.
✔   Contents Insurance – Protects your belongings inside your home.
✔   All-Risk Cover – Covers valuable personal items even when taken outside your home.

Be sure to ask for a Home Contents Cover and Portable Possessions (All-Risk) Cover so your Perennity Wealth Financial Advisor can include it in your Building Insurance quote.

Get the Right Cover For Your Prized Possessions

Not sure which life cover option is right for you? We're here to help. Fill in the form below, and one of our expert advisors will get in touch to guide you through your options—no obligation, just expert advice tailored to your needs.

What Kind of Cover Do You Need?

What Kind of Cover Do You Need?

Types of Construction Insurance

Please note that we can negotiate a lower insurance rate with our underwriting partners more effectively if we have documented proof of your current premium.

Please note that we can negotiate a lower insurance rate with our underwriting partners more effectively if we allow them to check your credit to unlock maximum discounts for your quotes.

Who Needs Homeowners Insurance?

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You have a home loan

Lenders require Building Insurance to protect their investment.

Request A Quote

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You want peace of mind

Protecting your home ensures financial security.

Request A Quote

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You own rental property

Anyone who wants to ensure their family won’t lose their home due to unforeseen events

Request A Quote

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You live in an area prone to storms, floods, or crime

Extra protection reduces risk.

Request A Quote

How Home Insurance Works

Getting Home Insurance is simple and hassle-free:

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1. Get a Quote

Fill out our quick online form for a personalised Building Insurance quote.

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2. Choose Your Cover

Select the right level of protection for your home and contents.

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3. Customise Your Policy

Add extra benefits like Building Cover for walls, pools, and garages.

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4. Enjoy Peace of Mind

Your home is now covered against life’s uncertainties.

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Why You Need Home Insurance

Your home is one of your biggest investments—protecting it isn’t just a choice, it’s a necessity. Here’s why Home Insurance is essential:

Protects Against Financial Loss – Accidents, natural disasters, and theft can happen at any time. Homeowners Insurance ensures you won’t have to cover the costs alone.

Required for Home Loans – If you have a mortgage, your lender will require Building Insurance to safeguard their investment and your property.

Covers More Than Just the StructureBuilding Cover protects your home’s foundation, walls, and roof, while Contents Insurance safeguards everything inside, from furniture to electronics.

Provides Liability Protection – If someone gets injured on your property, your policy can cover legal and medical expenses, protecting you from costly lawsuits.

Peace of Mind, No Matter What – From unexpected fires to burst pipes, having Home Insurance means you can rest easy knowing your home is financially secure.

Don’t wait until it’s too late—ensure your home and belongings are covered today!

Why Choose Perennity Financial Services For Your Home Insurance?

✔ Trusted Independent Advisors – We work with leading insurers to find you the best protection.
✔ Tailored to Your Needs – We help you choose a policy that aligns with your loan and financial goals.
✔  Expert Guidance – Our team will guide you through the process, ensuring you get the right cover.
✔ Hassle-Free Claims – We assist your family in managing claims smoothly when they need it most.

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Unlock Better Value As A Subscriber

At Perennity Wealth Management, we’re reimagining financial advice by building a dynamic community where everyone can benefit from expert insights and support. Whether you’re following us for free or joining as a paying subscriber, there’s a place for you.

For those looking to unlock exclusive benefits and take their financial journey to the next level, our tiered membership options are designed to deliver unmatched value.

 

Why Become a Paying Subscriber?
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1. Exclusive Tools & Resources

As a paying subscriber, you gain access to a treasure trove of premium financial tools, including templates, calculators, and spreadsheets that simplify everything from budgeting to investment planning.

These resources are designed to save you time and empower you to take control of your financial future.

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These interactive sessions are exclusive to our paid members and provide an opportunity to deepen your financial knowledge.

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What Our Building Insurance Has Achieved for Our Clients

At Perennity Wealth, we’re committed to delivering real results that make a difference in our clients’ lives. From securing comprehensive Home Insurance policies to helping homeowners recover from unexpected disasters, our track record speaks for itself. We’ve protected countless homes, saved our clients thousands in potential losses, and provided the peace of mind that comes with knowing their most valuable asset is covered.

Here’s a look at what we’ve accomplished so far:

Millions in Insured Properties

Homeowners Protected

%

Claim Approval Rate

Hours Daily Claims Assistance

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FAQ

Do I need Homeowners Insurance if I have a bond?

Yes, banks require Building Insurance to protect your property against damage.

Can I add extra coverage to my policy?

Yes! We offer optional add-ons like Building Cover for external structures and additional contents protection.

How much does Home Insurance cost?

Premiums vary based on factors like location, property value, and coverage level. Get a free quote today!

What factors affect the cost of my home insurance premium?

Several factors influence your home insurance premium, including the value of your home, the materials used in construction, your location, security features, and your claims history. Homes in high-risk areas for crime or natural disasters may have higher premiums, while security measures like alarm systems and burglar bars can help lower costs.

Protect Your Home with Confidence

Your home is one of your most valuable assets—make sure it’s protected. Get comprehensive home insurance that gives you peace of mind, covering you against life’s unexpected events. Start today with a personalised building insurance quote and safeguard what matters most.

Get the Right Cover For Your Prized Possessions

Not sure which life cover option is right for you? We're here to help. Fill in the form below, and one of our expert advisors will get in touch to guide you through your options—no obligation, just expert advice tailored to your needs.

What Kind of Cover Do You Need?

What Kind of Cover Do You Need?

Types of Construction Insurance

Please note that we can negotiate a lower insurance rate with our underwriting partners more effectively if we have documented proof of your current premium.

Please note that we can negotiate a lower insurance rate with our underwriting partners more effectively if we allow them to check your credit to unlock maximum discounts for your quotes.

Subscribe

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Imagine having a top-tier Financial Advisor who’s also your personal wealth coach—available to you whenever it suits your busy schedule. That’s exactly what becoming a Perennity subscriber offers.

With our flexible, on-demand virtual consultations, you no longer need to worry about traditional office hours. Whether it’s early morning, late at night, or during your lunch break, your financial goals can stay on track at a time that works for you.

But that’s not all. As a subscriber, you unlock a range of advantages that elevate your financial journey:

  • Expert Guidance: Gain access to premium resources, templates, and tools designed by financial professionals to simplify your wealth-building process.
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  • Tailored Wealth Coaching: Ultimate tier members enjoy a one-on-one annual review of their portfolio, ensuring their goals remain aligned with the changing financial landscape.
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With Perennity, you have the power to access top-tier advice, tools, and strategies without sacrificing your time or convenience. Whether you’re looking to grow your wealth, protect your assets, or achieve your long-term goals, our subscription tiers are designed to meet your needs—when and where you need it most.

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Real People,

Real Financial Freedom

"Perennity Wealth Management is knowledgeable and passionate about creating wealth and financial freedom for clients. They have a genuine interest in client’s financial needs.

Unlike other financial advisors who mainly focus on selling financial products, they conduct risk assessments for the entire portfolio, including real estate.

They also go beyond their areas of responsibility by assisting clients or referring them to people with expertise in a particular field.

I’m thrilled to have Perennity as a financial advisor firm.

Sylvester Sebico

ESG Specialist, Public Investment Corporation

"I've had financial advisors for 14 years and they just sold me policies and asked for referrals. On the other hand, Perennity Wealth Management has managed to sort out my portfolio in one month in a manner that I understand.

Great work indeed."

Lindiwe Magobholi

Manager - Insurance Supervision , South African Reserve Bank (SARB)

"For the first time I have a wholesome conversation with a financial advisor without them trying to push products on me, but instead demonstrate a thorough understanding of good personal finance principles and sharing with me his insight.

Such has been my interaction with Perennity Wealth Management in a nutshell."

Miehleketo Baloyi

Business Manager - Transaction Banking, Standard Bank Group

"Nyiko is a highly driven and extremely knowledgeable wealth manager. I have worked very closely with him for 3 years and have seen firsthand, that his passion for wealth management and markets is only exceeded by his deep and authentic desire to help people achieve their goals.

A great wealth manager. Great company"

Karabo Maimela

Banking Leadership Team, Investec

"Nyiko has an acute understanding of investments and is able to provide sound advice that is tailored to your needs. More importantly, he takes time to understand who you are so his services truly feel personalised.

It is always a pleasure working with Nyiko and Perennity Wealth Management."

Shandu Nefolovhodwe

Resources Sector Solutionist, Rand Merchant Bank (RMB)

“Nyiko is very well versed in the topics of personal finance and entrepreneurship. What I appreciate most about our relationship is that I know I can speak to him about elements of my finances that are outside of the scope of what financial services providers typically can speak to.

Nyiko has been my financial advisor since 2014, and when we got disconnected during the confusion brought about by my emigration to the UK, I can remember going to great lengths to get back into contact with him in particular once I was back on my feet again, as I knew that nobody else was as suited to helping me achieve my financial goals as he was.

In a nutshell, this is Nyiko, my financial advisor and coach.

Through this relationship, I have observed a radical transformation in my investment decisions and I am confident that I am on track to retiring well, at an age where I will be able to embrace and enjoy my retirement years fully.

Kudo to him and Perennity Wealth Management”

Lebogang Tebeila

Process Excellence and Intelligent Automation Lead, Hiscox (UK)

Insights & Strategies For Financial Freedom

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